Pet Insurance

Designed to make life easy for both you and your pet.

Dog Insurance

For you and your dog

See your price
Cat with cat insurance roaming around at home.
Cat Insurance

For you and your cat

See your price

High coverage for veterinary care

  • Premium insurance

    Covers veterinary costs up to 160 000 kr, including treatments, medicine and hidden faults.

  • Unlimited veterinary calls

    For advice and digital care, directly via the Hedvig app. An annual health check-up of your pet is also included.

  • Valuable discounts

    Half price for your puppy or kitten, plus 15% bundle discount when you have two or more insurances.

A mobile phone with Hedvig insurance app held by hand.

Easy to use service

Digital veterinary calls with FirstVet, direct settlement at vet clinics and easy claims reporting in the app.

How we help you

For all dogs and cats

When you switch to Hedvig from an equivalent insurance, your pet is covered from day one, without a waiting period.

Always with ◰

A woman with dark curly hair, in a blue jacket, is out walking. In the background, the treetops of a forest are visible. On the screen, the text reads: “Pocket-sized insurance”. Three cards in different colors appear against a white background. The cards read: “Car insurance”, “Accident insurance”, “Home insurance”. In the corner of each card, Hedvig’s icon, the letter “H” in a circle, is visible. Below the cards, the text reads: “All your insurance in one place”. In the next scene, the same woman is half-sitting on a white sofa in a bright apartment. She is scrolling on her mobile phone. A man walks by. A gray component appears against a white background. The component says “You +1” and to the right is a minus and plus sign. The text changes to “You +2”, “You +3”. Below the component, the text reads: “Upgrade your protection with one click”. In the next scene, the same woman is seen bringing her hand towards the screen, as if she is going to pick something up. Hedvig’s app icon appears against a white background. The icon consists of a black square with heavily rounded corners and the letter “H” in a white circle.
A woman in tracksuit, cap and yellow scarf stands on a hill with green grass. In the background is a blue sky with a few thin clouds. The woman looks down at her mobile phone, which she is holding with both hands. On the screen is the text: “Help is just one click away”. A black button with rounded corners appears against a white background. The button says “Start claim”. Below the button is the text: “Make claims 24/7 in the Hedvig app”. In the next scene, the same woman is seen up close. She is holding her mobile phone with both hands and clicking with her thumb. A record button appears against a white background. It consists of a small black square in a light grey circle that grows in size before fading out. Below is the text: “Record a voice memo and explain what happened”. In the next scene, the same woman is seen talking into her mobile phone, which she is holding with one hand. A light purple audio file appears against a white background. The audio file consists of a play button and sound waves. Below the audio file, a message appears that says: “Hi Sam! We will help you.” Below is the text: “And our service team will be right with you.” In the next scene, the same woman is seen looking at her mobile screen. Hedvig’s app icon appears against a white background. The icon consists of a black square with rounded corners and the letter “H” in a white circle.
A man and a woman are walking in tall grass in a field with trees in the background. It appears to be autumn. The man has blond hair and is wearing a dark blue jacket and light blue jeans. The woman has dark curly hair and is wearing a dark blue jacket and white pants. The screen reads: “Insurance without binding time”. Hedvig’s app icon appears against a white background. The icon consists of a black square with heavily rounded corners where the letter “H” in a white circle is visible. The icon wobbles back and forth. The icon shows a gray circle with a minus sign. Below the icon reads: “Cancel your insurance whenever you want”. In the next scene, the same woman and man are seen running in the tall grass. A transparent box appears with the text: “Are you sure? Your insurance will be canceled”. The box also says “Cancel” in blue text and “Continue” in red text. Hedvig’s app icon appears against a white background.

Questions and answers

Here you will find frequently asked questions about our pet insurance.

Purchase your new insurance online and select a start date that coincides with the expiration date of your current insurance. Then you need to contact your old insurance company and cancel the insurance.

It's recommended that you cancel your old insurance well in advance of its renewal date, as many insurance companies require a one-year commitment period. However, with Hedvig, there is no lock-in period and you can cancel your insurance at any time.

Hedvig offers three pet insurance packages with a choice of a fixed deductible of 0, 2,500, or 3,500 SEK. Alongside the fixed deductible, there's a variable deductible of 15% or 25% of the care cost, which you cannot choose yourself. Regardless of the number of visits to the vet, you pay the fixed deductible only once per insurance year (which is 12 months).

If you book a digital veterinary visit with FirstVet and receive a referral to a clinic, your fixed deductible will always be 1,000 SEK lower than the amounts mentioned above. You can book as many calls with FirstVet as you want, at no extra cost.

We offer insurance coverage for puppies as young as 8 weeks old and kittens from 12 weeks old. This is typically when they are ready to leave their breeders. If your puppy or kitten is younger than 6 months when the insurance starts, you will get a 50% discount for the first 6 months.

To ensure your pet is covered immediately on the start date, you will need to provide a veterinary certificate that is free of any remarks. The certificate should not be more than 7 days old on the date you received your pet from the breeder.

Hedvig's pet insurance is available to all dogs and cats, irrespective of their breed. However, the insurance price may vary depending on the breed, with certain breeds that are more prone to complications having higher premiums. Additionally, there may be some exceptions in the insurance coverage for a few specific breeds and crossbreeds, such as plastic surgery or complications giving birth. It is therefore important to review the terms and conditions.

Our pet insurance covers hidden defects. This means that we provide compensation for treatment and care of an illness or defect that was unknown before you signed the insurance with us. It applies to a congenital, alternatively hereditary, disease or a defect that has developed in the past, but which has not shown any symptoms and could not be detected.

However, any pre-existing conditions known before signing the insurance will only be covered if your pet has fully recovered and if a vet has established that your pet has been fully treated from the previous problem.

In partnership with FirstVet, we offer a health check for your dog or cat once a year. This service involves a review of your pet's health by a veterinarian during a video call, providing valuable advice that can contribute to a healthier and more fulfilling life for your furry companion. The health check can be scheduled directly through the Hedvig app at a time that suits you best.

At Hedvig, there is no waiting period for puppies and kittens under 18 weeks of age if you provide an approved veterinary certificate. Alternatively, if your pet had an equivalent insurance previously, or you conduct a veterinary inspection within 30 days, the waiting period does not apply. If you do none of the above, your pet will have accident insurance coverage from the first day, but the insurance will not cover illnesses during the first 6 months.