Since 2018, we have been working hard to create an insurance company that is based on trust, is easy to use and designed for how people live today.

Always with ◰

A woman with dark curly hair, in a blue jacket, is out walking. In the background, the treetops of a forest are visible. On the screen, the text reads: “Pocket-sized insurance”. Three cards in different colors appear against a white background. The cards read: “Car insurance”, “Accident insurance”, “Home insurance”. In the corner of each card, Hedvig’s icon, the letter “H” in a circle, is visible. Below the cards, the text reads: “All your insurance in one place”. In the next scene, the same woman is half-sitting on a white sofa in a bright apartment. She is scrolling on her mobile phone. A man walks by. A gray component appears against a white background. The component says “You +1” and to the right is a minus and plus sign. The text changes to “You +2”, “You +3”. Below the component, the text reads: “Upgrade your protection with one click”. In the next scene, the same woman is seen bringing her hand towards the screen, as if she is going to pick something up. Hedvig’s app icon appears against a white background. The icon consists of a black square with heavily rounded corners and the letter “H” in a white circle.

A woman in tracksuit, cap and yellow scarf stands on a hill with green grass. In the background is a blue sky with a few thin clouds. The woman looks down at her mobile phone, which she is holding with both hands. On the screen is the text: “Help is just one click away”. A black button with rounded corners appears against a white background. The button says “Start claim”. Below the button is the text: “Make claims 24/7 in the Hedvig app”. In the next scene, the same woman is seen up close. She is holding her mobile phone with both hands and clicking with her thumb. A record button appears against a white background. It consists of a small black square in a light grey circle that grows in size before fading out. Below is the text: “Record a voice memo and explain what happened”. In the next scene, the same woman is seen talking into her mobile phone, which she is holding with one hand. A light purple audio file appears against a white background. The audio file consists of a play button and sound waves. Below the audio file, a message appears that says: “Hi Sam! We will help you.” Below is the text: “And our service team will be right with you.” In the next scene, the same woman is seen looking at her mobile screen. Hedvig’s app icon appears against a white background. The icon consists of a black square with rounded corners and the letter “H” in a white circle.

A man and a woman are walking in tall grass in a field with trees in the background. It appears to be autumn. The man has blond hair and is wearing a dark blue jacket and light blue jeans. The woman has dark curly hair and is wearing a dark blue jacket and white pants. The screen reads: “Insurance without binding time”. Hedvig’s app icon appears against a white background. The icon consists of a black square with heavily rounded corners where the letter “H” in a white circle is visible. The icon wobbles back and forth. The icon shows a gray circle with a minus sign. Below the icon reads: “Cancel your insurance whenever you want”. In the next scene, the same woman and man are seen running in the tall grass. A transparent box appears with the text: “Are you sure? Your insurance will be canceled”. The box also says “Cancel” in blue text and “Continue” in red text. Hedvig’s app icon appears against a white background.

4.2 of 5

Shows the average of 14 865 reviews from our customers. Anyone who's had a claim is invited by email to leave a review. Read more

How ◰ is different

Easy to report a claim

Report what has happened with just a click, and our service team will help you as soon as possible.

How claims works

Everything in one app

Make a claim, ask a question or change your insurance in the Hedvig app.

About the app

Personal service

Our service team answers your questions and help you from incident to payout.

About Hedvig

Hedvig Försäkring AB is an insurance company and is under the supervision of the Swedish Financial Supervisory Authority. We distribute our own insurances (home, pet and accident) and car insurance for Eir Försäkring AB.

Phone

010-45 99 200

Visiting address

Birger Jarlsgatan 57, Stockholm

Postal address

Tulegatan 2A, 113 58 Stockholm

Organization number

559245-5223

Our story

Lucas Carlsén, one of the founders of Hedvig, worked as a management consultant at McKinsey and was assigned the task to fix a broken insurance experience for a prominent insurance company. He found a business model that profited by making it painful for members to get the help they were promised – treating ordinary people as potential criminals in some of life’s most challenging situations.

Hedvig is founded by Lucas, Fredrik Fors and John Ardelius. With the goal to give people exceptional service to the price of standard coverage – if not less. Showing the industry that it’s possible to remove the checklists, skip the fights over rights and wrongs, and embrace what we believe over what we can prove.

Hedvig is launched in Sweden, sells its first insurance and quickly becomes a popular home insurance choice, especially among young people.

Hedvig is featured in Wired as one of the hottest startups in Sweden. The same year, our co-founders Fredrik and Lucas got listed in Forbes 30 under 30 for their achievement of re-imaging an industry that has been standing still for decades.

Hedvig launched in Norway and became the fastest growing neo insurer in the Nordics. We also grew with more than 200% and 8% of consumers choose us instead of competitors when signing a new home insurance in Sweden.

We launched in Denmark and received an EU carrier license which is a complicated way to say that we are now a proper insurance company. People ask us all the time if we’re an insurance company, if we’re a tech company or if we’re a startup. The answer to all of that is that we’re a service company – online, offline, or wherever people need us.

Hedvig launched car insurance in Sweden and thus offers the excellent service associated with Hedvig also for car owners.

Hedvig now insures over 130 000 people and is ready to take care of four-legged friends with the new pet insurance designed to make life easy for both pets and their owners.

Hedvig now focuses entirely on the Swedish market and continues to grow within home, car, pet and aciddent insurance.

A study by Reputation and Trust Analytics shows that Hedvig has the third best reputation out of 14 Swedish insurance companies according to the public's opinion.

Hedvig is simplifying its corporate structure by moving its entire operations to the company Hedvig Försäkring AB.

Hedvig's Home Insurance Max, with the add-on Travel Plus, is awarded one of the highest scores when Konsumenternas Försäkringsbyrå compares insurance coverage. See the comparison on konsumenternas.se.